We will need your details as well has the details of the horse(s) you want to insure. You can do this online or you can call our office: +64 9 298 0055.
We can usually confirm the cover there and then over the phone subject to you completing the necessary paperwork. On receipt of the completed proposal an insurance certificate and invoice are issued and posted to you.
Applications are subject to approval and conditions may apply. To view our standard policy wording click here.
Your insurance policy is Underwritten by certain underwriters at Lloyds (refer to https://www.lloyds.com/ for current ratings) whom we have a longstanding valuable relationship or Liberty Mutual Insurance Europe. Please see http://www.libertyspecialtymarkets.com/about-us/financial-strength/ for the rating.
A vet certificate is required at the inception of each policy for any horse aged 14 and over and for any horse valued over $100,000 (+GST).
No, we can insure all types of horses - thoroughbreds, standardbreds, miniatures, competition horses, ponies etc. We require ID for recreational horses at the time of placing the insurance.
Foals can be insured from 24 hours of age subject to a vet certificate and blood sample.
We do not offer Loss of Use policies except for racehorses in Hong Kong.
Effective 1 October 2016 cross-border purchases by New Zealand residents of goods and services bought through offshore providers will be subject to GST.
New Zealand Bloodstock Ltd is a registered Lloyd’s Coverholder. We place all our insurance with Lloyd’s of London, an offshore provider and therefore GST of 15% will apply to all insurance policies of New Zealand residents from 1 October 2016. In the event of a bona fide claim the settlement figure will be the sum insured GST inclusive.
At the time of placing the policy we consider many variables in order to establish a value including purchase price, breeding, race record, age, etc.
Horses up to and including 17 years can be insured.
Our standard policy covers New Zealand and includes any transit within and between certain countries. We offer transit insurance and can insure your horse in almost every country in the world.
Renewal forms are sent to each policy holder prior to expiry of each policy. It is up to the individual policy holder to return the completed renewal form by the expiry date.
We are contactable by mobile on +64 27 459 8098 or +64 21 895 444 if your horse happens to fall ill or gets injured on the weekend. If necessary the attending vet can call us to discuss.
The first thing to do is to give us a call. More information can be found here
Yes - if you are planning any elective surgery, you need to contact us first. An additional premium may need to be paid to make sure the operation is covered under the policy.
If, however, a lifesaving operation is required then no prior advice is required. If possible, please contact us first, although your main priority is to give your horse the treatment it needs to save its life.
In these situations, mortality insurance is covering you in the event your horse dies as a consequence of the surgery. It is not covering the costs – they are the insured’s responsibility.
The correct term for this insurance is All Risks Mortality (ARM) Insurance. A simplified description is the death of your horse (or the need for humane destruction) as a result of an accident, sickness or disease. Read the full mortality insurance terms and conditions for New Zealand residents.
If you have another query, please contact us.